Apiary

In difficult economic conditions, that have developed in Ukraine in recent years, apiary business can become a stable source of income and satisfaction for those, who loves nature and working with bees. Honey is an indispensable product in the diet of many people, and therefore, the demand for it will always remain high. To increase production volumes and, accordingly, profits, attachments are required. But in most cases beekeepers do not know, «» на розвиток пасіки, when accumulations are limited. So let's consider this issue in more detail.

Why should you expand the apiary?

The growing demand for environmentally friendly and natural products makes honey one of the most popular products on the market. To increase profits, except honey, you can sell other beekeeping products:

1. propolis;
2. wax;
3. Royal jelly;
4. pollen and much more.

Bees are important plant pollinators, so their presence helps to improve crop yields. This indirectly helps to increase vegetable crops in the area adjacent to the apiary, which also brings additional income.

Where to get money for business expansion

There are various ways to obtain financing for the expansion of the apiary. One of them is an appeal to microfinance organizations. Here are some steps, which will help to get the required amount and use it as efficiently as possible:

1. Prepare a business plan. Clearly state the purpose of the extension, expected costs and projected revenues.
2. Calculate the required amount. Consider all the costs of purchasing new equipment, bee colonies and additional costs for their care.
3. Collect the necessary documents. You will need a passport to get a loan, identification code and documents, that confirm your income.

There are many microfinance companies, that do not require proof of income from their borrowers. One of them is the Moneyveo service — one of the oldest MFIs in the quick lending market.

Advantages and risks of microfinancing

MFIs provide an opportunity to get money quickly and without excessive bureaucracy. However, it is important to understand, that such loans often have high interest rates. Therefore, before signing the contract, you should carefully study all the conditions and calculate, whether you will be able to repay the borrowed funds on time.

How to correctly calculate the loan amount

To avoid problems with loan repayment, it is worth following these recommendations:

1. Analyze opportunities. Consider all sources of income and calculate, how much you can spend on loan repayments each month.
2. Plan ahead. Do not take more, than you need to expand your business. It is better to focus on optimal investments.
3. Consider the risks. You should always have a contingency plan: хвороби бджіл чи несприятливих погодних умов.

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